Zest AI is a leading technology company specializing in artificial intelligence solutions for the financial sector. Founded in 2009 and headquartered in Burbank, California, Zest AI focuses on enhancing credit underwriting processes for lenders, including banks, credit unions, and specialty lenders. By leveraging advanced machine learning algorithms, the company enables financial institutions to make more accurate and inclusive lending decisions, thereby expanding access to credit while effectively managing risk.
The company’s AI-driven platform automates underwriting, fraud detection, and lending intelligence, allowing lenders to assess borrower risk with greater precision. This technology facilitates higher approval rates and reduces default risks, contributing to a more equitable financial ecosystem. Zest AI is committed to promoting fair lending practices by minimizing biases in credit decisions, ensuring that all applicants receive a fair evaluation. With over 500 active models deployed, Zest AI continues to drive innovation in the lending industry.